# PayPal Reports Higher Payment Volume as Quarterly Net Income Declines

October 27 results show $8.584 billion in revenue and $487.1 billion in payment volume.

By Will Langan | 24X7 News
Published: 2026-10-27T13:03:00.637Z
Updated: 2026-10-27T13:03:00.637Z
Section: Money
Format: News
Canonical: https://24x7news.us/articles/paypal-third-quarter-2026-payment-volume-earnings

PayPal reported third-quarter revenue of $8.584 billion on October 27, up 2% from a year earlier, as total payment volume increased 6% to $487.1 billion.

Net income declined 14% to $1.073 billion. Diluted earnings under generally accepted accounting principles fell to $1.25 per share from $1.30.

Adjusted diluted earnings rose 8% to $1.45 per share. That supplemental measure excludes specified items and differs from the company’s reported accounting earnings.

Operating income fell 8% to $1.402 billion, and the reported operating margin narrowed to 16.3% from 18.1%. Cash generated by operations totaled $1.592 billion, down 19%.

Payment transactions increased 7% to approximately 6.8 billion. The figures describe the quarter ended September 30, rather than activity completed on the announcement date.

U.S. revenue increased 5% to approximately $5 billion, while revenue outside the United States declined 2% to approximately $3.582 billion. Currency-neutral calculations differ from the reported figures because they remove exchange-rate effects.

Sources:
PayPal October 27 earnings release furnished to SEC: https://www.sec.gov/Archives/edgar/data/1633917/000163391726000086/pypl3q-26earningsrelease.htm

## Sources
- PayPal: October 27 financial release furnished to SEC: https://www.sec.gov/Archives/edgar/data/1633917/000163391726000086/pypl3q-26earningsrelease.htm