Settle announced October 30 that it arranged a forward-flow financing agreement with structured-credit platform 3Jane, providing $50 million in initial capacity and an option to expand to $100 million.
According to Settle’s announcement, 3Jane purchased $18 million of its existing loans and will buy eligible new loans as they are originated. The initial capacity, expansion option and completed purchase are different measures; the announcement does not say $100 million has already been funded.
Settle finances inventory purchases and supplier invoices for consumer and e-commerce businesses. It pays suppliers upfront while borrowers repay over extended terms or installments. Selling eligible loans frees capital for further lending, the company said.
Settle reported more than $4 billion in cumulative funding to thousands of brands. That is the lender’s historical origination figure, separate from the size of the new facility.
The companies described 3Jane’s financing structure as a revolving, tranched conduit using blockchain infrastructure and stablecoin liquidity. Their announcement did not specify the agreement’s borrowing rate or the conditions for exercising the expansion option.
Sources: Settle financing announcement, October 30, 2026.